The fastest-growing segment of credit card use today is in "card-not-present" transactions in which a customer is not physically present at the merchant's location, but instead makes his or her purchase by mail order or telephone order (MOTO), by facsimile, or via the Internet.
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With a "card-not-present" merchant account from Total Merchant Services, you'll be able to process your customers' orders quickly and easily. You can use a virtual terminal, or point of sale (POS) credit card processing software. A third option would be to simply manually enter transaction data through a traditional point of sale (POS) credit card terminal. No matter what you choose, we'll make sure that you get setup quickly and easily.
virtual terminal software
We'll provide you with easy-to-use virtual terminal/payment gateway software for any device that can access the Internet. We have three recommended options available. Click below for more information.

off-line (PC based) credit card processing software
We'll provide you with credit card processing software that gets installed on your computer. All you need is a computer with a modem. This is perfect for for merchants accepting credit card information via mail, telephone and facsimile.

credit card authorization terminals
If you prefer, you can manually enter credit card numbers through a point-of-sale (POS) credit card terminal. Click below to see the different types of credit card terminal equipment available.

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Total Merchant Services (TMS) is a registered ISO/MSP for HSBC Bank USA, National Association, Buffalo, NY

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