The fastest-growing segment of credit card use today is in "card-not-present" transactions in which a customer is not physically present at the merchant's location, but instead makes his or her purchase by mail order or telephone order (MOTO), by facsimile, or via the Internet.
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Total Merchant Services low rates & fees
Total Merchant Services' processing fees for Internet, mail order, telephone order merchants are the most competitive in the industry.

  Visa/MC
Discount Rate
Fee Per Transaction
Internet, Mail/Phone Order (MO/TO) 2.35% $0.20
Monthly Statement Fee $10.00

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Total Merchant Services (TMS) is a registered ISO/MSP for HSBC Bank USA, National Association, Buffalo, NY


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